by Brittan Jenkins | Jan 23, 2018 | First Time Home Buyers, home buying, homeownership, Mortgages, Tips & Advice
Trained to spot financial mismanagement, mortgage lenders take careful time to review your finances before approving or denying you for a home loan. The role of the lender in approving a loan is to make sure you have enough money for a down payment and closing costs,...
by Brittan Jenkins | Jan 22, 2018 | First Time Home Buyers, home buying, homeownership, Mortgages, Tips & Advice
Whether you're a seasoned or first-time home buyer, be prepared to know your FICO score and have a firm understanding of your credit history. And if you're buying with another person, their credit history can affect your joint home purchase. What is a FICO score?...
by Brittan Jenkins | Jan 22, 2018 | First Time Home Buyers, home buying, homeownership, Mortgages, Tips & Advice
When couples start a new journey as homeowners, questions can linger as to whose name (or names) should be listed on the mortgage and title. Many couples want a 50/50 split, indicating equal ownership to the asset, but sometimes that isn't the best financial decision....